Terms of Service

These Terms of Service (the “Agreement”) govern your use of Investopoli.com website (the “Website”), including without limitation, any web pages, content, newsletters, services and information therein (collectively, the “Services”). The sole owner of the Website is a physical person (the “Owner”).

The Services are completely free and the Website is free of advertising.

By continuing to use the Services, you agree to be bound by the terms and conditions of this Agreement. If you do not agree, you should immediately cease using the Website.

1. Changes to the Agreement

(a) We reserve the right to modify, add or remove any part of this Agreement at any time and for any reason. Such modifications once posted on the Website will have immediate effect. We encourage you to regularly review this Agreement. If changes are significant, we will provide a more prominent notice. (b) If you object to any of the changes, you should cease using the Website. Your continued use of the Services following any modification of this Agreement shall constitute your acceptance of such modifications.

2. Ownership of Information

You agree that all the information, in all languages, formats and media (the “Content”) made available through the Services is our property, the property of our third party licensors or suppliers (collectively, the “Information Providers”) or our advertisers, and is protected by copyright and other intellectual property laws.

3. Limitations on Use

(a) Unless you have our prior written consent, you may not reproduce, sell, loan, publish, otherwise distribute, or commercially exploit the Content available through the Services, with the following exception: If we offer email or social sharing widgets on a particular article in the Services, you may share such article with other individuals using such functionalities.

(b) You agree not to modify or rearrange the Content, to create abstracts from or display headlines, for use in another service or website or any other commercial purpose, unless we give you our prior written consent.

(c) You agree not to frame any portion of the Website or Content. You agree not to access the Services by automated means, including data mining, robots, or extraction tools.

(d) Keeping the foregoing, you agree not to sell any of the Services in any manner or for any purposes without the prior written consent of Investopoli.com and/or the Information Providers.

4. Registered Users

Certain Services and functionalities are available only to registered users. The Website supports the following registered users (collectively, the “Registered Users”) which have access to different functionalities: guest user (a “Guest”), who sign-up only once, providing a nickname and email address, and has access to limited functionalities.

As Registered User you agree that: (i) the use of the Services by any individual under age eighteen (18) is prohibited; (ii) any information you provide or that we otherwise collect about you is subject to our Privacy Policy; (iii) it is not allowed to register the same user more than once; (iv) you agree to be bound by the terms and conditions of this agreement.

We reserve the right to refuse a user name or a nickname if it impersonates someone else’s name, or if we deem it offensive or inappropriate. We are not responsible for any user impersonating you on our Services.

5. Comment Boards and Registered User Content

(a) We offer Registered Users the opportunity to rate, vote, comment, and engage in discussions regarding articles (the “Comment Boards”).

(b) Any content, information, charts, audio, images, and links you submit in connection with the use of Comment Boards (collectively the “User Content”) is subject to various terms and conditions as set forth below.

(c) You agree that: (i) User Content includes information, views, opinions, and recommendations of many individuals and organizations and is designed to help you gather the information you need to help you make your own decisions; (ii) you are responsible for your own investment decisions and for properly analyzing and verifying any information you intend to rely upon; (iii) we do not endorse any recommendation or opinion made by any Registered User.

(d) We do not regularly screen, edit, or review User Content. However, we reserve the right to monitor or remove any User Content from the Services at any time without notice. You should be aware that other Registered Users might not be who they say they are.

(e) If you upload, post, or submit any User Content on the Services: (i) you grant us a worldwide, perpetual, non-exclusive, irrevocable, fully paid, royalty-free license (with right of sublicense) to use, distribute, publish, display, reproduce, modify, create derivative works based upon, or otherwise exploit, such content for any purpose without additional notice, attribution, or consideration to you or any other party; (ii) you warrant that you own or control all the rights to the material you submit, that its content is truthful and accurate, and it does not violate the Agreement; (iii) you represent that you have the right to use the name that you submit in connection with such content; and (iv) you agree to indemnify us and our Information Providers for any claim due to the content you supply, as described in Section 10.

(f) It is our policy to respond to notices of alleged infringement that comply with applicable laws. If, despite our controls, any Content available through the Services is covered by copyright, and you are or represent the legitimate holders of such copyright, please contact us, we will remove the unauthorized material as soon as possible.

6. Rules of Conduct of Registered Users

(a) All Registered Users to the Services must comply with the following rules of conduct. You agree that you will not: (i) use the Services for illegal purposes or violate any applicable law; (ii) impersonate any other person or misrepresent a relationship with any person or entity; (iii) stalk or harass any other when using the Services; post or publish links to (iv) own personal data such as name and surname, home address, telephone or email; (v) personal data of other natural persons; (vi) viruses or malware; (vii) illegal content, erotica, pornography, or nudity; (viii) content that is discriminatory, hateful, or offensive on racial, ethnic, religious, or sexual; (ix) content that is defamatory or invading another person’s privacy; (x) personal attacks; (xi) contentious political debate; (xii) content that infringes any patent, trademark, trade secret, copyright or other proprietary rights; (xiii) content that you do not have the right to make available under any law or contractual relationship; (xiv) false news; (xv) advertising, promotional information, or other solicitation; (xvi) improper or off-topic messages.

(b) You agree that breaking the rules listed above, we may (i) send you a warning; (ii) temporary suspend your access to the Services; or (iii) terminate the Agreement, as described in Section 11. 

7. Disclaimer of Warranties

(a) You agree that your use of the Services is at your sole risk and acknowledge that the Services and the Content are provided “as is” and “as available,” and that we and our Information Providers make no warranty of any kind, express or implied, including, but not limited to, merchantability, non-infringement, or fitness for a particular purpose.

(b) You agree that: (i) information, evaluations and opinions available through the Services are provided for informative purposes only and in no way must be intended as a solicitation to any form of trading or investing; (ii) any investment decisions involve risk of substantial losses and are best made based on the advice of qualified financial professionals, that we invite you to consult before; (iii) no representation is made that any investment will achieve profits or losses similar to those described; (iv) any investment that you may take on the basis of the information made available through the Services, is at your own risk and sole responsibility; and (v) under no circumstances shall we be liable for any direct or indirect loss or damage you may incur as a result of any trading or investment that you engage in based on any information available through the Website or the Services.

(c) You acknowledge that: (i) we do not represent or guarantee that any of the information available through the Services is accurate, reliable, current, complete, or appropriate for your needs; (ii) even if analyzes are carried out in good faith based on data and information collected from trusted sources, nevertheless due to various factors, including the possibility of human or mechanical errors, the precision, completeness, and timeliness of the Services cannot be guaranteed; (iii) the Services may include certain information taken from stock exchanges or other sources around the world; (iv) the information provided on the Website is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation; and (v) under no circumstances shall we be liable for any direct or indirect loss or damage you may incur for any inaccuracies, errors, or omissions in the Services, or delays, errors, or interruptions in the transmission of the Services.

(d) The content of other third party websites, services, or advertisements that may be linked to the Services is not maintained or controlled by Investopoli.com. You acknowledge that we do not: (i) make any warranty to the use of these links; (ii) guarantee the adequacy, accuracy, and completeness of their services; and (iii) make any endorsement of any other website, service, or advertisement that may be linked to the Services. (iv) You agree that under no circumstances shall we be liable for any direct or indirect loss or claim you may have against third party websites, services, or advertisers.

(e) You acknowledge that we do not represent or guarantee User Content, and that under no circumstances shall we be liable for any direct or indirect loss or claim you may have against User Content.

(f) You agree that we do not represent or guarantee that: (i) the Services are compatible with your equipment; and (ii) that the Services, or emails sent from Investopoli.com domain, are free of viruses, worms or trojan horses, or any other harmful files; and (ii) under no circumstances shall we be liable for any damage you may suffer as a result of such destructive features.

8. Limitation of Liability

Under no circumstances, including but not limited to negligence, shall Investopoli.com, its Owner, any Information Provider, any of their respective subsidiaries, affiliates, shareholders, directors, officers, employees, licensors and successors (collectively the “Excluded Parties”) be liable to you for direct, indirect, incidental, consequential, special, punitive, or exemplary damages, including, without limitation, lost profits, lost savings, lost revenues, even if any of the Excluded Parties have been advised specifically of the possibility of such damages, arising from use or inability to use the Services. Applicable law may not allow the limitation or exclusion of liability; in no event shall Investopoli.com’s total liability to you exceed the amount paid by you, if any, for accessing the Website.

9. Your authority to agree

You represent that: (a) you have the power and authority to enter into this Agreement; and (b) you are at least eighteen (18) years old.

10. Indemnification

You agree to indemnify and hold Investopoli.com, its Owner, its Information Providers harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of User Content you upload, post, submit or otherwise make available through the Services, your use of the Services, your violation of this Agreement, or breach of any other right.

11. Termination

(a) You may terminate the Agreement, with or without cause and at any time, by discontinuing your use of the Services. (b) You agree that, without notice, we may terminate the Agreement, or suspend your access to the Services, with or without cause at any time and effective immediately. The Agreement will terminate immediately without notice if you, in our sole discretion, fail to comply with any provision of the Agreement. You further accept that we may discontinue or change all or any of the Services at any time in our sole discretion and that may result in you being unable to access the Services. (c) We shall not be liable to you or any third party for the termination or suspension or change of the Services. (d) Upon termination of the Agreement by you or us, you must discontinue your use of the Services. (e) Sections 2 through 10, 11(c), and 12 through 13 shall survive the termination of the Agreement.

12. Miscellaneous

(a) This Agreement and any dispute arising from the construction, performance or breach hereof shall be governed by and construed and enforced in accordance with the laws of Italy, without reference to its conflicts of law principles.

(b) Each party hereby irrevocably submits itself to and consents to the exclusive jurisdiction of the Court of Milan, Italy, for the purposes of any action, claim, suit, or proceeding in connection with any controversy, claim or dispute arising out of or relating to this Agreement.

13. Privacy Policy for the Website

This Website’s Privacy Policy can be viewed here.

These Terms of Service are updated to May 13, 2018